Guide For Sber Banque

Sber Banque today is the largest bank in Russia and a leading international financial institution. It is Russia’s most valuable brand and one of the world’s top 25 brands.

the app has 11 Regional Banks that are responsible for the functioning of more than 14,000 branches in 83 of Russia’s regions. The bank’s international network is made up of subsidiaries, branches and representative offices in 21 countries, including Russia, CIS , the UK, US, and Central and Eastern Europe.

Leader of the Banking Industry

the app today is the circulatory system of the Russian economy, accounting for one third of its banking system. The Bank provides employment and a source of income for every 150th Russian family.

the app offers the widest selection of banking services for retail customers: from traditional deposits and various types of loans to bank cards, money transfers, bank insurance and brokerage services.

All retail loans are underwritten by the app through the Credit Factory system, designed for effective assessment of credit risks and ensuring the high quality of the credit portfolio.

In its pursuit of even more convenient, modern and processable service, the app is continually improving the opportunities of customers to control their accounts remotely. The Bank has established a system of remote service channels which comprises:

Over 1 million enterprises (out of 4.5 million legal entities registered in Russia) are customers of the app. The Bank services all groups of corporate customers, small and medium-sized businesses accounting for 35% of the Bank's corporate credit portfolio. The remaining portion is attributed to crediting large and major corporate customers.

The team today is over 260 thousand qualified professionals who work to turn the Bank into the best service company with world class products and services.

International network

The Group is present in 21 countries, including the Russian Federation. In addition to CIS markets, the app operates in Central and Eastern Europe. the app also has representative offices in Germany and China and a branch office in India. In 2013, the the app brand was officially launched in Europe.

Shareholders

The Central Bank of the Russian Federation is the principal shareholder and founder of the app of Russia, holding 50% of the share capital plus one voting share. Both international and Russian investors feature among the shareholders of the app of Russia.

The Bank's ordinary and preferred shares have been publicly traded on the Russian exchange markets since 1996. American Depositary Receipts are listed on the London Stock Exchange, they are admitted to trading on the Frankfurt Stock Exchange and the OTC market of the US.

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