Koshyk: Expense Splitter

⚡ WHY KOSHYK

Most expense splitters force you to sign up, share your phone number, and trust them with your financial life. Koshyk does the opposite — everything works offline, on your device, under your control.

Split expenses with friends, family, or roommates — without the math.

Koshyk makes it easy to track shared costs for trips, dinners, events, or everyday group expenses. Add expenses, assign categories, and let the app calculate who owes whom.

✨ KEY FEATURES

📊 Smart calculation engine

Add who paid, how much, and Koshyk figures out who owes whom — automatically. The settlement algorithm minimizes the number of payments needed.

Group expense tracking — create groups for any trip or event

Not everyone needs to download the app; only the person responsible for the budget does

Smart debt settlement — see the shortest path to zero debts

Expense categories — food, transport, accommodation...

Detailed summary — charts and breakdowns per person

Repayment tracking — mark debts as paid

Offline - no accounts, no data sharing, no ads

Perfect for:

Weekend trips and travel

Shared apartments / roommates

Group dinners and events

Any shared budget between friends

MADE IN UKRAINE

Koshyk was built by a Ukrainian for people tracking shared budgets on a phone. The idea was born on a trip with friends, where spreadsheets stopped being convenient— so Koshyk does the same work in two taps, without tables or formulas.

📌 EXAMPLE

Four friends on a trip. You paid $300 for groceries and dinner, Alex paid $200 for the hotel, Sam paid $100 for transport, Mike paid nothing. Total — $600, each person's share is $150. Koshyk analyzed all the debts and found the optimal plan: Mike pays $150 to you, Sam pays $50 to Alex — just 2 transfers for 4 people, instead of up to 6 separate payments between every pair. Simple and accurate.

Koshyk — does the math for you.

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🔒 PRIVACY FIRST

We don't collect anything. Not your name, not your email, not your spending habits. Koshyk works 100% offline on your device. Your phone backup (iCloud or Google) handles the rest.

No analytics. No tracking. No ads.

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💬 FROM THE DEVELOPER

Koshyk was built in Ukraine by an indie developer who got tired of asking friends "how much do I owe you?" after every trip. Built for groups who care about fairness and privacy.

About the name: "Koshyk" (кошик, pronounced KOH-shik) is Ukrainian for

"basket" — or in modern usage, "cart," the kind you fill at the store.

We thought it fit: you collect expenses together, share what's inside,

and split it fairly at the end.

Questions or ideas? Tap the email link in app settings. Real human reads every message.

koshyk.app@proton.me

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