Debit Card

A debit card (also known as a bank card, plastic card or check card) is a plastic payment card that can be used instead of cash when making purchases. It is similar to a credit card, but unlike a credit card, the money comes directly from the user\'s bank account when performing a transaction. Some cards might carry a stored value with which a payment is made, while most relay a message to the cardholder\'s bank to withdraw funds from a payer\'s designated bank account. In some cases, the primary account number is assigned exclusively for use on the Internet and there is no physical card.\n\n In many countries,[where?] the use of debit cards has become so widespread that their volume has overtaken or entirely replaced cheques and, in some instances, cash transactions. The development of debit cards, unlike credit cards and charge cards, has generally been country specific resulting in a number of different systems around the world.