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What is Sunshine Theory?

A financial product that supports the common people with loans at low interest rates.

Since July 26, 2010, the guarantee of the Small Finance Promotion Institute has been secured for low-credit and low-income people who have to pay high interest rates in loan businesses.

It is a loan product exclusively for the common people that lends out at a low interest rate of 10% to 11% per year (base date: April 2023), and was created by the Financial Services Commission as part of a policy to support the common people. In short, it is a financial product that lends money to the working class with low credit at a low interest rate without collateral or joint guarantee.

Sunshine theory with a wide target and high approval rate!

In the case of Microfinance, another microfinance loan, the interest rate is low, but it is only loaned to the self-employed. On the other hand, Sunshine Loan has the advantage of having a wide range of targets, being able to borrow funds for various purposes, and having a high approval rate among loan products for the common people. Basic livelihood recipients, the next lowest class, and workers are all eligible for Sunshine Loan loans.

Credit Loan Inquiry - Change Credit Loan Please check detailed information through the Low Credit Loan app for the common people.

(This app does not represent any government or government agency.)