6 Steps Buying Auto Insurance

Read through your current policy or contact your auto insurance company to get the information you need. Jot down the amount of coverage you have now and how much you are paying for it. Take note of the yearly and monthly cost of your insurance, since many of your quotes will be given both ways. Now you have a figure to beat.

Gather Quotes and Company Information While you're researching companies, take careful notes so you can easily make price and coverage comparisons. Keep a list of: Annual and monthly rates for the different types of coverage. Make sure to keep the coverage limits the same so you can make apples-to-apples comparisons for cost and coverage. The insurance company's 800 telephone number, so you can get answers to questions you couldn't find online. The insurance company's payment policy. When is the payment due? What kinds of payment plans are available? What happens if you're late in making a payment? In later steps, you'll add some more information to this list.