Kash Plus

Join millions of satisfied Kah plus customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind.

How simple is the process?

• Download the Kash Plus app

• Fill out our quick loan application in the Kash Plus mobile app

• Verify your identity through our secure system

• Get cash sent directly to your M-Pesa in an instant

How do I repay my loan?

• Repay your loan with M-PESA via phone number you sign up with

• You can pay in full or make partial payments, anytime on or before your due date

• Easy repayment schedule keeps you on track with your payments

The benefits of Kash Plus in-app features at your fingertips:

• Personal security PIN to ensure protection

• Track your credit with My Kash Plus Status

• Easy repayment schedule that keeps you on track with your payments

• Millions of Kash Plus customer success stories to inspire you on your journey

What are my loan terms?

Customers can express a preference for loan terms up to 90 days.

• 90-day loan payment terms have a one-time fee of 13-33%*

• Grow with Kash Plus and build your limit up to KSh 30,000 by making your loan repayments on time

• For example, for a 90-day loan with a principal amount of KSh 1,000, the service fee would be KSh330 and the total amount due would be KSh 1,330.

Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 90 days. Customers have the option to select a term as short as 21 days.

Have questions? check out our FAQs

Ready to get started? Download the Kash Plus app and apply for a loan today.

Privacy and permissions: When you download Kash Plus, we will ask to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan in Kenya. We take privacy very seriously and your personal information will never be shared without your direct permission.

Terms and Conditions: Kash Pluscharges a one-time service fee of 5-33%* of the principal amount. Repayment schedules may vary. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. A one-time late fee of 8% of the principal amount and interest may be applied to loans past due. No other fees will be charged after this time. Additional terms and conditions apply.

*Effective APR: 52.7-231%. Kash Plus will never charge you more than the amount of your service fee (plus a one-time late fee if you do not pay by the due date). Fees do not compound or accrue.