Fondeadora Negocios

Fondeadora® is a registered trademark owned by Apoyo Múltiple, S.A. de C.V., S.F.P., which is a financial entity authorized and supervised by the Federal Government, under the Popular Savings and Credit Law. No data, no risk, no contact. A card with no opening cost, no minimum balance and no commissions.

Fondeadora Negocios allows you to easily manage your company's money. With our accounts you can:

Generate physical and virtual cards with MasterCard support 💳

Assign different limits and budgets to each card 💵

5% annual return on the average monthly balance, with access to your money at all times 💹

Send and receive transfers 24/7 via STP, free of charge 📤

Carry a specific financial detail, thanks to the display filters for all movements 👀

Generate different management and consultation profiles for the accounts 🎦

Notifications in real time of all your operations 🖥️

Mass dispersals (for payroll or projects that require many payments to suppliers at the same time) 🏢

Unlimited users 🫂

Benefits with allies.

opening requirements

Both companies incorporated as Legal Entities before the SAT, as well as Individuals with Business Activity (PFAEs) can open an account.

PFAE: Business and professional activity regime

RIF: Fiscal Incorporation Regime

RESICO: Simplified Trust Regime

Physical person with business:

Official ID/Driver's License

Proof of address (if different from address on official ID)

Proof of tax situation

The user can present any of the following as official identification:

Passport

FM3

INE

Driver's license

Company (Legal Entity):

Of the Legal Agent with powers to open the account:

Valid official identification

Proof of address (if different from address on official ID)

Of the shareholders with participation greater than 25% of the shares, or who exercise control of the company:

Valid official identification

Proof of address (if different from address on official ID)

From the company:

Constitutive Act and its updates

Public Registry of Commerce or letter from the notary certifying that it is in process

Taxpayer identification card

Proof of address (can be proof of registration with the Federal Taxpayer Registry)

Proof of the Advanced Electronic Signature

Powers of the representative to open the account

If you already have all the requirements, register in the following league: https://negocios.fondeadora.com/

The accounts have a free period during their first 3 months*, from the fourth month the service has a cost of $199 VAT included.

* The 3 months of free services will start counting from our official launch.