Happy ) Loans

Happy ) Loans are instant loans for small businesses to fill cashflow gaps and fund immediate working capital requirements. We look for businesses who are partners of networks like Mswipe, EKO, ItzCash, Payworld, Ongo, PayTM, Storeking, InstantPay and more, and give them the funds they need.

With this version of our Happy ) Loans app, you can track your active and previous loans.

Loans start from INR 2000 and for as short as 30 days

Loans are on tap and are 100% paperless – no uploads of payslips or bank statements

Get funds within 24 hours to your bank account

Interest of just 2% per month

With minimum documentation and automated daily repayments, Happy ) Loans lets you focus on your business instead of wasting time at bank branches. Happy ) Loans are available even on bank holidays and give you the flexibility to raise working capital anytime you like.

Don’t hurt your saving or existing working capital when you have to renovate your store, stock up supplies or bank on a sale opportunity. Happy ) Loans are easy, instant & smart.

How does it work? Just download the app and login by entering your mobile number. If you already have a Happy ) Loan, ensure you use the mobile number associated with your business partner such as Mswipe or PayTM. Input the SMS OTP you receive and create a unique password.

Once logged in, you can view your active loans and previous loans you’ve taken. If you get stuck, refer to the FAQ section or email us at [email protected].

Company Information: Happy ) Loans is the brand name of ArthImpact Finserve Private Ltd. Founded in January 2017, it serves small and medium enterprises (SMEs) in over 200 cities across India.