Rubies Insurance

Rubies Insurance brings everyday cover to your phone. Whether you are securing your rent, protecting your child's education, or planning a trip, you can find the right policy, subscribe in a few minutes, and manage everything from one place.

WHAT YOU CAN DO

Browse our policy catalogue

Explore products built for real Nigerian life. Each one shows you exactly what is covered, who it is for, and what you get when you make a claim, all before you spend a naira.

Subscribe with confidence

Pick your coverage, set your premium, and complete payment securely. No paper forms, no long queues, no chasing brokers. Your policy is active and visible in the app the moment you are done.

Track every policy you own

See your active subscriptions at a glance. Check renewal dates, view your coverage breakdown, and pull up policy documents whenever you need them.

File claims without the back and forth

Submit a claim from your phone with the documents we ask for. Follow its progress through the app and get updates when something changes. Beneficiaries can be added and managed in the same flow.

Stay secure

Your account is protected by a passcode and Face ID where supported. Your information stays encrypted, and you decide who can access your data.

CURRENT POLICIES

Tenants Guarantee (10G)

A savings-based plan that helps you secure rent. Cover includes death, permanent disability, critical illness and job loss within the policy period.

EduCare Policy

Protects your children's education in the event of parental loss, permanent disability, critical illness or job loss.

Travel Insurance

Covers accidental death, permanent disability and medical expenses during land travel by road or rail.

We are adding new products and features regularly. Open the app to see what is available today.

WHO RUBIES IS FOR

Individuals who want straightforward cover without the paperwork. Groups, associations and clusters who want shared protection for their members. Anyone who has tried to buy insurance in Nigeria and walked away frustrated.

ABOUT US

Rubies Insurance is built by Qucoon, a Nigerian software company focused on financial products that work for the way people actually live. We build for clarity, speed and trust.