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Term Tang Application provides personal loan service for service users to apply for credit online. without having to submit the original documents Developed by Forth Smart Capital Co., Ltd. (a subsidiary of Boonterm) providing credit services under the supervision of the Bank of Thailand. We focus on providing financial services to meet the needs of Boonterm service representatives.

Loan products available include P-Loan personal loans (personal loans under supervision).

general conditions

1. Credit limit from 5,000 – 50,000 baht

2. Maximum interest rate (APR) 25% per year

3. Installment period starting from 12 months to 48 months.

4. Determine monthly installments.

5. There is a stamp duty fee of 0.05% of the credit limit.

6. Pay the loan at any Boonterm kiosk nationwide. and other channels specified by the company

7. You can close the balance for free. no fee

*Conditions according to the products and criteria of the company

An example of the calculation of the payment amount of the top-up loan

- If approved for a credit limit of 10,000 baht

and interest rate of 25% per annum for a period of 80 days

when due The amount owed is

Loan amount * Interest rate/day* Loan period + Loan amount

(10,000 * 25%/ 365 * 80) + 10,000 =10,548

so

- On April 15th, the amount that the customer has to pay = 956 baht (calculated as principal = 772.92 baht and accumulated interest for 26 days = 10,000*25%*26/365 = 178.08 baht), therefore remaining principal balance = 9,227.08 baht

- On May 15th, the amount that the customer has to pay = 951 baht (calculated as principal = 761.40 baht and accumulated interest for 30 days = 9,227.08*25%*30/365 = 189.60 baht), thus remaining the outstanding principal balance. = 8,465.68 baht

- On June 15th, the amount that the customer has to pay = 951 baht (calculated as principal = 771.25 baht and accumulated interest for 31 days = 8,465.68 *25%*31/365 = 179.75 baht), therefore the remaining principal balance is outstanding. = 7,694.43 baht

- On July 15, the amount that the customer has to pay = 951 baht (calculated as principal = 792.90 baht and accumulated interest for 30 days = 7,694.43 *25%*30/365 = 158.10 baht), thus remaining the outstanding principal amount. = 6,901.53 baht

- On August 15th, the amount that the customer has to pay = 951 baht (calculated as principal = 804.46 baht and accumulated interest for 31 days = 6,901.53 *25%*31/365 = 146.54 baht), therefore remaining principal balance = 6,097.07 baht

- On September 15th, the amount that the customer has to pay = 951 baht (calculated as principal = 821.54 baht and accumulated interest for 31 days = 6,097.07 *25%*31/365 = 129.46 baht), therefore remaining principal balance = 5,275.53 baht

- On October 15th, the amount that the customer has to pay = 951 baht (calculated as principal = 842.60 baht and accumulated interest for 30 days = 5,275.53 *25%*30/365 = 108.40 baht), therefore the remaining principal balance is outstanding. = 4,432.93 baht

- On November 15th, the amount that the customer has to pay = 951 baht (calculated as principal = 856.88 baht and accumulated interest for 31 days = 4,432.93 *25%*31/365 = 94.12 baht), therefore remaining principal balance = 3,576.05 baht

- On December 15th, the amount that the customer has to pay = 951 baht (calculated as principal = 877.52 baht and accumulated interest for 30 days = 3,576.05 *25%*30/365 = 73.48 baht), therefore the remaining principal balance is outstanding. = 2,698.53 baht

- On Jan 15th, the amount that the customer has to pay = 951 baht (calculated as principal = 893.71 baht and accumulated interest for 31 days = 2,698.53 *25%*31/365 = 57.29 baht), thus remaining the outstanding principal amount. = 1,804.82 baht

- On February 15th, the amount that the customer has to pay = 951 baht (calculated as principal = 912.68 baht and accumulated interest for 31 days = 1,804.82 *25%*31/365 = 38.32 baht), therefore remaining principal balance = 892.14 baht

- On March 15, the amount that the customer has to pay = 909.25 baht (calculated as principal = 892.14 baht and accumulated interest for 28 days = 892.14 *25%*28/365 = 17.11 baht), so the outstanding principal balance is left. = 0.00 baht

- Therefore, the total amount that customers have to pay = 11,370.25 baht, representing interest = 1,370.25 baht from the principal 10,000 baht with interest rate (APR): 25% per year

This example is just a preliminary calculation. Figures may change depending on the criteria set by the company.

If customers have questions or concerns Please contact the company through the online service provided in the APP or contact the company's customer service center at Customer Service Center at tel. co.th

Forth Smart Capital Company Limited

No. 256, Phaholyothin Road, Samsen Nai Subdistrict, Phayathai District, Bangkok 10400