Blicicil

Want new electronic credit like a smartphone, laptop, TV or refrigerator?

Want the most hyped new motorbike right now??

Or a multipurpose loan for sudden needs?

Remember Blicicil!

Blicicil, the latest innovation from Mega Finance is ready to answer all your financial needs!

Blicicil is a solution for being able to pay in installments for everything you need, starting from electronic credit, new motorbike credit and multipurpose funds in one application. Easy, fast and safe way. The registration process takes just 3 minutes and approval is given immediately after completing the application.

Want to buy a new smartphone but are confused about how to pay in installments because you don't have a credit card or want to apply for credit but the process is too complicated or takes a long time? Now you can do it on Blicicil! Installments for your various needs that can be used directly at selected merchants.

Upgrading a laptop for college, freelance or gaming needs? Or a new TV to watch your favorite series? Very possible!

New motorbike with various specifications suitable for night riding or sunmori? There is! Directly with trusted Blicicil dealers, without the need to visit different branches one by one.

Why Blicicil?

Just 3 minutes!

With the latest technology, without having to wait long, application results and approval are provided in 3 minutes!

Easy and hassle-free!

Register and submit in a very easy way just by filling in complete data via the application and verifying!

Safe and reliable!

The Mega Finance service, which has been operating since 1995, has a track record and has been selected as one of the best financing companies in Indonesia, making Blicicil a trusted and guaranteed application.

General Financing Terms:

1. Electronics & Furniture Financing

- Financing value starts from Rp. 1,000,000

- Loan interest rates start at 2.5% per month & maximum annual interest (APR) 53%

- Installment tenor 3 - 12 months

- Administration fee Rp. 0 - Rp. 200,000

2. New Motorcycle Financing

- Financing value starts from Rp. 6,500,000

- Loan interest rates start at 2.5% per month & maximum annual interest (APR) 48%

- Installment tenor 3 - 36 months

3. Multipurpose Fund Financing

- Financing value starts from Rp. 3,500,000

- Loan interest rates start at 2.5% per month & maximum annual interest (APR) 48%

- Installment tenor 6 - 48 months

4. Instant Fund Loans

- Maximum financing value of Rp. 3,500,000

- Loan interest rates start at 2.5% per month & maximum annual interest (APR) 53%

- Installment tenor 3 - 12 months

Loan Simulation

If you apply for credit to buy a washing machine for IDR 3,000,000 and pay it in installments over 12 months, without any administration fees, and with a monthly interest rate of 2.5%, then here is the simulation:

Loan Principal: IDR 3,000,000

Loan Interest: 2.5%*12*3,000,000 = IDR 900,000

Total loan you pay for 12 months: IDR 3,900,000 (loan principal IDR 3,000,000 + interest IDR 900,000)

Installments per month: IDR 325,000 / month (IDR 3,900,000/12)

Loan List

Blicicil facilitates information on contracts that are currently still active and has a reminder feature before the due date so you don't miss it. Payment for installments at Blicicil can be made directly via the online Mega Finance Contract application with a choice of various payment methods.

Blicicil Services

For all the questions and problems you face, Blicicil is ready to help with the customer service team via hotline, in-app chat feature, email, or directly via the nearest Mega Finance office.

Mega Finance is registered and supervised by the Financial Services Authority.