Doordrishti Credit

'Doordrishti Credit' provides a platform for stakeholders to digitally monitor their land and cultivation, along with sharing actionable insights. We do this by harnessing the transformative power of artificial intelligence, remote sensing, and emerging technologies. A robust mobile application is necessary to get metadata like calibrated accurate starting georeferences along with directional measurements that enables us to identify and geofence the land plots is a primary requirement. To overcome existing challenges, we created our propriety mobile application to capture the georeferences of the land plots. The mobile app uses various sensors that are available onboard most android phones, such as the accelerometer, the compass and the GPS sensor, to capture the georeference points for a land plot. The data obtained by the mobile app, after reaching our servers over the cloud, is fed to a machine learning algorithm that then georeferences the land plot. This also facilitates accurate measurements of the area of the land plot.

Our ML and AI module analyses captured data and assess all sources of risk in farming like production risk, market risk, financial risk, and environmental risk to create a score for credit assessment. The captured metadata such as latitude, longitude and timestamps are juxtaposed with remote-sensing technology generated high-resolution satellite images to identify the exact land parcel and cropping area. The mobile and web applications are extremely user friendly and customisable. The field staff of the FI need to install our mobile app to capture the farmer data through images. We are providing a user interface to the FIs to extract the data analytics of farmer wise land parcel.

Our analytics KhetScore, is a farm report on the historical performance of Land parcel. Performance includes farming history, productivity of plot, health assessment, farm size and various other indexes. Our machine learning and AI module analyse remote sensing data and assess all sources of risk in farming, like Production Risk, Market Risk, Financial Risk, Environmental risk and create a score for credit assessment which assists lenders to decide whether to issue a loan to a farmer