Duit Pintar- Pinjol Uang Guide

Recommendations for the application of safe, fast liquid loan funds, OJK 2023

Online Loan Application / Secure Fund Loans 2023

Product Information

- Amount: IDR 1,000,000 - IDR 12,000,000

- Term: 91-360 days

- Interest Rate（APR）:Minimum 3.5%, maximum 24% / year

Example:

If you choose a cash product of IDR 5,000,000 with a tenor of 91 days (3 months), an APR of 21.6% must be paid:

5,000,000+5,000,000*21.6%/360*91= IDR 5,273,000 (all costs)

Tenor-1 (30 days): IDR 1,666,667 (Loan Principal)

Tenor-2 (30 days): IDR 1,666,667 (Loan Principal)

Tenor-3 (31 days): IDR 1,666,666 (Loan Principal) + IDR 273,000 (Loan Interest)

Who can borrow at Duit Pintar?

• Indonesian citizens

• Have a steady income

• Age 21 -55 yrs

• Having a savings account in a personal name as a means of transfer