eFlex

eFlex is Canada’s most-flexible Health Spending Account. It’s a CRA-recognized fund that’s 100% tax-deductible and gives individuals the freedom to expense anything related to their health without any plan restrictions.

When paying out-of-pocket for any living expense, you draw from funds that you’ve already paid tax on.

That’s like adding a premium—of up to 46%—on everything you pay for.

If your business pays for things, you draw from funds that haven’t yet been taxed, so you get the full value from every dollar you earn.

Why eFlex?

- Cost Savings

Deposit funds directly from your business into your eFlex account, avoiding income tax!

related to their health without any plan restrictions.

- Quick & Easy Payment

Pay for health expense with your eFlex VISA card and manage your account online with

our eFlex web app.

- Freedom!

With no plan designs, you can use your account to pay for anything from dental cleanings

to yoga classes!

- Waste Nothing

Rollover any unused funds to next year—it’s your money after all!