PennyWise

PennyWise is a calm, practical money companion for everyday life. Built for people who want clarity without complexity, it helps you record income and expenses, understand where money goes, and stay closer to the monthly budget you choose—all with a clean Material Design interface and English-only experience tuned for focus.

YOUR DATA, ON YOUR DEVICE

PennyWise stores your transactions locally using Room on your Android phone. Your financial records are not uploaded to our servers by default. You stay in control of what stays on the device and how you use the app.

LEDGER THAT FITS REAL LIFE

Add and edit entries quickly: pick income or expense, choose a category (built-in defaults plus your own custom categories), enter an amount with two-decimal precision, and add an optional note. Browse this month’s list at a glance and jump between months when you need context.

BUDGETS THAT MEAN SOMETHING

Set a monthly budget and see remaining budget alongside income and expense totals. When the month gets tight, PennyWise surfaces the numbers you need to decide your next move—without noise or clutter.

SEE THE PATTERN

The Trends tab turns your history into charts: income and expense over week, month, or year, plus category share so you can spot heavy categories. It is a straightforward snapshot of habits, not a trading dashboard.

ADVICE YOU CAN ACT ON

A simple, rule-based engine reads your recent activity and offers practical suggestions—like when spending is outpacing income, a category dominates, or your remaining budget is low. Tips are meant to nudge better habits, not replace professional financial advice.

DESIGNED FOR DAILY USE

PennyWise uses Jetpack Compose and Material 3 for a responsive UI with bottom navigation across Ledger, Trends, Edit, and Info. The Info screen summarizes privacy expectations and how to reach support.

Whether you are starting your first budget or getting serious about tracking every coffee and bill, PennyWise keeps bookkeeping lightweight so you actually keep doing it. Download PennyWise and take the first step toward a clearer picture of your money—privately, on your own terms.