Credit Saison India: Loan App

About the app:

Credit Saison India - Loan App is your comprehensive financial partner, offering both instant personal loans and small business loans. Whether you’re managing personal expenses or fueling business growth, our app provides fast, flexible, and transparent loan solutions.

Credit Saison India - Loan App is powered by Kisetsu Saison Finance (India) Pvt. Ltd., one of the leading neo-lending conglomerates in India. Adhering to the RBI's Fair Practice Code, the app is committed to ensuring transparency in all digital loan offerings.

Benefits of Using Credit Saison India - Loan App:

Flexible Interest Payments: Pay interest only on what you use, making borrowing cost-effective and tailored to your needs.

Instant Fund Access: Enjoy quick and convenient access to funds anytime, with flexible limits for both personal and business requirements.

No Hidden Fees: Benefit from a transparent lending process with no hidden charges, ensuring you know exactly what you're paying for.

Customizable EMI Options: Choose repayment plans that best fit your financial situation, with flexible EMI options designed for your convenience.

Digital and Paperless: Experience quick & hassle-free documentation.

Safe and Secure: Trust in a secure, encrypted app that safeguards your data and ensures a safe borrowing experience.

Credit Saison India - Loan App offers the best Business Loans up to ₹10,00,000

Tenure: Min. 12 months | Max. 36 months

Interest rate: Min 19% pa | Max 36% pa

Processing fee - Upto 3% of the loan amount + GST

*Terms & Conditions Apply

Uses of Business Loan:

1. 📈 Business Expansion

2. ⚒️ Equipment Purchases for your businesses

3. 💵 Cash Flow management for your business

4. 🔂 Transfers of loans

5. 💼 Inventory purchase for your business

Documents Required for Business Loan:

Latest 6 months' banking statements

PAN Card and Aadhar Card

Udyam Certificate

GST Certificate [if applicable]

Business and Address proof

Ownership proof

Additional Charges levied on Business loans:

Documentation charges: 499+GST

Bounce Charges: Rs. 500 for every cheque/Payment Instrument Dishonour

Instrument Swap Charges: Rs. 1000 + GST

Foreclosure Charges: Upto 5% of the outstanding principal amount +GST

Get Instant Personal loans ranging from ₹20,000 to ₹500,000:

Tenure: Min. 3 months | Max. 60 months

Interest rate: Min 9.99% pa | Max 39.99% pa

Processing fee - Upto 3% + GST

*Terms & Conditions Apply

Uses of Instant Personal Loans:

1. 🔂 Refinancing

2. 🎊 Wedding loan for marriage expenses

3. ✈️ Travel loan

4. 🏠 Home renovation loan

5. 🚘 2 wheeler/4 wheeler loan

6. 💁🏻‍♀️ Personal loan

7. 💻 Mobile phone loan/Loan for a laptop/Consumer durables loan

8. 💸 Instant cash loan

9. 📚 Education loans

10. ⛑️ Medical emergencies

Documents Required for Instant Personal Loans:

We do not ask for any documents to upload. All you need to do is enter the below information:

PAN Number

Aadhaar Number

Selfie

Additional Charges levied on Instant Personal Loans:

Annualised Penal charges on delayed payment: 3% per month on the overdue amount proportionate to the delayed days + GST

NACH/e-mandate swap charges: Rs. 250 + GST

NACH/e-mandate bounce charges: Rs 450

We require consent to read your financial transaction SMSs to evaluate your credit profile and tailor our loan offer to your needs. This permission helps keep our platform safe from potential fraud and credit abuse.

Contact Us:

More info about Credit Saison India App (formerly Privo): https://privo.in/

Our Parent Company info: https://creditsaison.in/

Privacy Policy of Credit Saison India App (formerly Privo): https://regulatory.creditsaison.in/privacy-policy-of-privo

Email us at: [email protected]/[email protected]

Call our customer care number: 18001038961

Address:

Kisetsu Saison Finance (India) Private Limited,

CIN U65999KA2018FTC113783

Registered office: IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Palya, Bengaluru, Karnataka 56002