Zero

Buy now, pay in installments later!

0% overpayments, 0% down payment

With the ZERO interest-free installment plan, you can buy everything you want from a wide network of partners: from groceries to fuel at gas stations, from equipment to clothes and shoes, from going to a restaurant to household goods. ZERO - fair installment plan, no down payment or interest.

Applying for ZERO installments is very easy, you only need a smartphone and a few minutes.

— register in the mobile application (can be done without visiting the bank);

— receive confirmation of your installment limit online;

- and make purchases without %.

Convenient partner directory

Select partners in catalog format or map mode.

To make it easy for you to choose, each partner has a logo, description, installment period, address and work schedule.

Easy financial control

You can see all information about purchases and installment payments in the mobile application. Control when and what you need to pay for, with ZERO it's very easy.

We communicate in any way convenient for you.

The mobile application has a 24/7 multi-channel support service: you can call us, write to WhatsApp or Facebook Messenger.

Happy shopping!