Cara Klaim BPJS Ketenagakerjaa

How to Claim Employment BPJS

For those of you who have stepped into the world of work, you certainly already know about BPJS Employment (Employment Social Security Organizing Agency). However, for university graduates who want to step into their first jobs, they will certainly wonder what is BPJS Employment? BPJS Employment is a protection program for workers in anticipating certain socio-economic risks or in other words social insurance from state institutions. Formerly BPJS is better known by the name of PT Jamsostek (Labor Social Security), but on January 1, 2014 it changed to BPJS. Based on Law No. 3 of 1992, the BPJS Employment program is an obligation that needs to be paid from the employer (company) and workers.

BPJS Employment protects workers with various guarantees offered. One of the guarantees included is a solution for the preparation of the future for workers in Indonesia, namely the Old Age Security (JHT). As long as you are still working, you will pay BPJS Employment and a portion will be saved for JHT funds. Then when you are 56 years old or have worked for 10 years, then you can withdraw the JHT. Formerly, JHT can be disbursed 100% between if you are 56 years old, have died, have a total disability, move abroad or have just been terminated. But now this Old Age Security fund can be disbursed not only in these conditions, but also in the form of a percentage for the preparation of pension funds or for housing costs.

To claim BPJS Employment JHT is not difficult. Now with the availability of online services, you can make practical claims with online services. This service allows you to come to the BPJS office in accordance with the desired time. But before you think about making a claim, it is better to know the terms and procedures and conditions for how to claim BPJS JHT.