OneCard - Creditcard Offers

Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists and designers set out to redefine the credit card for YOU - the consumer. OneCard is reimagined and Redesigned from the old boring plastic cards to New Metal OneCard. We are the Millennials and for the Millennials. Start you second innings with #TeamMetal

The result is OneCard - a credit card re-imagined for the mobile generation.

Metal Credit Card with contactless features

Control all aspects of card from the powerful OneCard App

Among the lowest forex fees in the market @ just 1%

5X rewards on Top 2 spend categories each month

Instant issue and redemption of points from the app

No redemption fees or minimum threshold to redeem points

Get fractional points on spends - no rounding off and losing out

In App statement and quick access to statement pdf

Repayment using payment gateway within App through Debit Card, UPI and Net Banking

3D Secure transaction using swipe2Pay feature in place of OTP

Customer Service Management channels- Chatbot, Email and Calls through in App

Why OneCard?

It's METAL

Zero joining and annual fees. No hidden fees either!

5X Reward Points on Top 2 categories in a month

Powerful mobile app to control your card

We built OneCard on the principles of simplicity, transparency & giving control back to the user. An experience that is secure and offers you peace of mind because the OneCard technology stack is

owned and managed entirely by us.

Manage all aspects of your credit card on-the-go using the powerful OneCard app.

The OneCard App

Track your available balance

Manage your credit limit

Transactions and spends analysis

Instant rewards redemption

Manage supplementary cards

View and download statements

Easily manage bill repayments

Use your virtual OneCard for all online

OneCard is a credit card offered by FPL Technologies in partnership with IDFC FIRST Bank.

The interest rates are among the lowest in the industry and will be determined as per your credit profile and our risk assessment.

You must be over 18 years of age and an Indian resident to be eligible for OneCard. OneCard is currently available on an invite-only basis, and approval is based on bureau and internal credit guidelines.