SARUS

SARUS is a digital mobile application designed to facilitate the enrollment of farmers in Crop and Allied Insurance Products and support various field-level insurance and assessment activities.

The application enables field personnel to digitally capture and process essential information required for insurance enrollment, loss intimation, loss assessment, and survey activities.

Key Features:

1. Digital Enrollment & Insurance Management – Enables digital farmer enrollment and supports Crop and Allied Insurance Products, including applicable livestock and aquaculture insurance workflows, with premium calculation and related activities.

2. Loss Intimation & Assessment – Enables field personnel to raise loss intimations and conduct loss assessment activities for applicable Crop and Allied Insurance Products.

3. Digital Survey Activities – Supports Crop Cutting Experiments (CCE), Individual Loss Assessment (ILA), Mid-Season Adversity (MSA), and Prevented Sowing (PS) surveys for applicable Scheme Crop Products.

4. Field Data & Evidence Capture – Enables capture of required field information, supporting documents, and images with relevant date, time, and location information for applicable workflows.

5. Offline & Secure Field Operations – Supports data capture in areas with limited or intermittent connectivity, along with secure login and role-based access to application functionalities.

6. Digital Processing & Validation – Supports business rules, data validation, digital receipts, notifications, and synchronization of field information to facilitate structured and efficient insurance operations.

SARUS brings multiple insurance field processes together on a single mobile platform, helping field users capture information digitally and enabling faster, more structured, and traceable processing of insurance-related activities.

The application is continuously enhanced to support new insurance products, digital integrations, security requirements, and evolving operational needs.

SARUS – Enabling Digital Transformation in Agricultural Insurance.

Developed by

Agriculture Insurance Company of India Limited (AIC)