Stand Up India Scheme Online :

NTRODUCTION

THE NEED GAP

READY BORROWER

Centres (CSCs), through a bank branch (through the

nodal officer for MUDRA at the branch) or through

the LDM. In branches where internet access is

restricted, the branch will guide the potential

borrower to an internet access point.

4. The approach of the Stand Up India portal, for

handholding is based on obtaining answers to a set

of relevant questions at the initial stage. These

would typically be:

1) Location of the borrower

2) Category – SC/ ST/ Woman

3) Nature of business planned

4) Availability of place to operate the business.

1. The objective of the Stand Up India scheme is to 5) Assistance needed for preparing a project plan

facilitate bank loans between `10 lakh and 1 Crore 6) Requirement of skills/training (technical and

to at least one Scheduled Caste (SC) or Scheduled financial).

Tribe (ST) borrower and at least one woman

borrower per bank branch for setting up a

greenfield enterprise. This enterprise may be in

manufacturing, services or the trading sector. In

case of non-individual enterprises at least 51% of

the shareholding and controlling stake should be

held by either an SC/ST or Woman entrepreneur.

2. The Stand Up India scheme is based on recognition

of the challenges faced by SC, ST and women

entrepreneurs in setting up enterprises, obtaining

loans and other support needed from time to time

for succeeding in business. The scheme therefore

endeavours to create an eco system which 7) Details of present bank account.

facilitates and continues to provide a supportive 8) Amount of own investment into the project

environment for doing business. The scheme, 9) Whether help is needed to raise margin money

which covers all branches of Scheduled Commercial 10) Any previous experience in business

Banks, will be accessed in three potential ways: Based on the response, the portal provides

• Directly at the branch or relevant feedback and helps categorise the visitor

• Through Stand Up India portal to the portal as a Ready Borrower or a Trainee

(www.standupmitra.in) or Borrower.

• Through the Lead District Manager (LDM)

3. The portal will be the crucial interface layer for 5. In case the borrower requires no handholding

parameters/metrics of the borrower (obtained support, then registration on the portal as a Ready

through a set of about 8-10 questions listed below) Borrower starts the process of application for the

and will provide information and feedback to such loan at the selected bank. At this stage an

borrowers. A potential borrower will have the application number will be generated and

option of registering on the portal right away or information about the borrower shared with the

simply visiting it and registering later. This portal bank concerned, the LDM (posted in each district)

may be accessed at home, at Common Service

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GUIDELINES FOR STAND UP INDIA SCHEME

1

Stand Up India Scheme Online : All Over India

✓Andhra Pradesh

✓ Arunachal Pradesh

✓Assam

✓Bihar

✓Chhattisgarh

✓Goa

✓Gujarat

✓Haryana

✓Himachal Pradesh

✓Jharkhand

✓Karnataka

✓Kerala

✓Madhya Pradesh

✓Maharashtra

✓Manipur

✓Meghalaya

✓Mizoram

✓Nagaland

✓Odisha

✓Punjab

✓Rajasthan

✓Sikkim

✓Tamil Nadu

✓Telangana

✓Tripura

✓Uttar Pradesh

✓Uttarakhand

✓West Bengal

✓Andaman and Nicobar Islands

✓Chandigarh

✓Dadra and Nagar Haveli and Daman and Diu

✓Delhi

✓Jammu and Kashmir

✓Ladakh

✓Lakshadweep

✓Puducherry